(by Jerry Bowyer)
Source: Crosswalk
I have a friend who was always trying to talk me into being part of his next business idea. Media, finance, health care—it didn’t matter which sector, he’d always say the same thing, “Jerry, it’s gonna be bigger than Microsoft.” I’d always nod and smile. Then I would change the subject back to the insurance firm that he already owned. How are your profits? Who’s your best producer? Are you controlling your costs? I knew that would end the conversation pretty quickly, because talking about the business that he already owned was boring to him. It shouldn’t have been; he’d built it from nothing and was beginning to break into the middle tier of his industry. He never made it, though; he’d siphon all his best people off to his whim of the month, left the running of his core business to one of his mediocre guys, and, in the end – bankruptcy. The problem, I think, was ingratitude.
I know a lot of guys like this: I have another friend who repeatedly tried to recruit a top manager who would be able to take over the business quickly so my friend could move on to other more exciting ventures. He’d hire some young hotshot and in a year or so, the hot shot would leave. “I don’t know why these guys keep leaving, Jerry.” He’d say to me. I told him it’s because he keeps trying to leave, leaving the available successors with the impression that this job wasn’t worth much. Then they’d jump ship. He finally figured out that he had a first class, highly successful company, and was thankful for it and got focused again. The company is doing great now, and he’s hiring far better performers than he’s ever had before.
Another guy I know founded a highly successful state-level news analysis television program, but that wasn’t enough for him. He wanted to start more of them. He imagined sticking pins in a map, until the map was filled with pins. The bone-head got overextended, ran out of money, and had to ask his wife and kids to help him turn the company around. In the end, he became grateful for what he had, and cared for it, and it grew. That last guy, by the way, is me.
Ingratitude, I’d say, is the most common reason for entrepreneurial failure. The studies say that businesses fail because they are undercapitalized, or because they don’t have enough cash flow to pay their debts. But behind those financial indicators, I see a character flaw: an undercapitalized business (if it’s a good business idea) is just a pre-capitalized business. Somebody was unwilling to wait, work and save or sell shares while in their current job for long enough to create the new job.
It’s not just a problem for start-ups. Established businesses suffer from ingratitude as well. After all, debt grows when businesses operating costs grow faster than their customer revenue. The owner ceases to be grateful for his current customers and switches his loyalty away from the real men and women who currently do business with him and toward the imaginary men and women who he hope will do business with him when he makes it big.
When my oldest son was about ten I bought a little plastic toy frog for him. While we were driving home from the store together he started complaining about it. Let me see it, I said. I took it looked it over and said “you’re right, not good enough for you”, and I threw it out the car window. In our house, I told him, when you complain about something, you lose it.
1900 years ago a traveling Rabbi wrote a letter to a small community of Jews who lived in Rome. Rome had, by that time, torn down even the vestigial organs associated with the Republic and had become a full-blooded dictatorial empire. Many philosophers and statesmen offered whispered explanations for the fall of the Republic, but I think the Rabbi’s letter got to the essence of it “They did not acknowledge God, neither were they grateful”. The Romans didn’t really know what they had inherited and therefore when Julius Caesar offered them peace and plenty without toil in exchange for republican legal institutions, they heartily accepted.
The foundation of asset management is gratitude. If you’re grateful for something then you’ll appreciate it; if you appreciate something then you’ll care for it; if you care for something then you will (more than likely) get more of it. In other words, if you show appreciation for the assets under your care, they’ll probably return the favor and show appreciation for you.
Tuesday, February 10, 2009
Don't Compare Your Life Away
(By Cliff Young)
Source: Crosswalk
I am a highly experienced comparative individual. I have the tendency to compare anything to everything, and with the advancement of technology, I have developed this “skill” and applied it to many areas of my life.
However, this ability is not something that is always favorable in the Lord’s eyes or positive for me as a person.
“Everything is permissible"—but not everything is beneficial. "Everything is permissible"—but not everything is constructive (1 Corinthians 10:23).
Comparison shopping is useful. Tracking and comparing your personal skills and abilities to the past in order to reach higher goals is worthy. However, comparing yourself to others or what others have in a material sense is neither beneficial nor constructive.
I don’t believe I am the only one who possesses this propensity to compare.
* We compare our lives to the lives of those who are also single (or married).
* We compare where we live to where our friends live.
* We compare what we drive to what the person beside us is driving.
* We compare what we wear to what celebrities wear.
We compare how much (or how little) money we have to how much others have.
Why do we (or at least I) do these things?
When they measure themselves by themselves and compare themselves with themselves, they are not wise (2 Corinthians 10:12).
Comparison living isn’t a new way of life. In fact, we can find examples all the way back to the beginning of time.
Adam and Eve compared what they had to what they could have by eating the forbidden fruit (Genesis 3:1-7).
A rich man asked Jesus how to receive eternal life and compared what he had, had to do and had to give up to be perfect and have treasure in heaven (Matthew 19:16-21).
The disciples compared themselves to each other when they asked Jesus, “Which of us is greatest in the Kingdom of Heaven?” (Matthew 18:1).
We almost innately compare ourselves to one another. We desire what we do not have (and lack appreciation for things we have been blessed with), we judge others for what they possess, and, as a result, we don’t seek to understand God’s specific will for our own lives.
Lack of Contentment
Brewing a lack of contentment is the strategy of every major marketing department. Their goal is to convince us what we currently have is no longer acceptable (or up to date), and what they are trying to sell us is what we need. With the amount of money the average American is in debt and the discontent we seem to have in relationships, in our jobs, and in life itself, they appear to be succeeding.
I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do everything through him who gives me strength (Philippians 4:12-13).
Paul shares from a jail cell that true contentment is not dependent upon what we have or don’t have; it comes from our relationship to Jesus. If we compare what we seem to be missing to others who seem to have what we want, we will never be content. As a result, we may never realize the plans the Lord has for us individually nor appreciate the blessings that we have been given thus far.
Judging Others
A consequence of consistently comparing ourselves to those around us is the unfounded judgment of others. We see a material possession, a physical ability or a relationship that we yearn for and we draw conclusions about the person and how they were able to acquire it. We question, “Why them and not me?” We ask, “What did they do to deserve it?” We wonder, “How can we have what they have?”
Earth has nothing I desire besides you (Psalm 73:25).
King David had everything in the world a person could desire; he had power, fame, homes (palaces), influence, relationships and money. Through it all, he discovered nothing on the earth was more important or more desirable than following God. David was a man after God’s own heart, and tells us to focus our thoughts upon matters of the Lord rather than on things of the earth.
If we live our life centered on God and our relationship with Him, we will not be as quick to compare ourselves to those around us and be less likely to judge others for what they have.
Seek to Understand
Being the first child born to Adam and Eve, Cain did not have anything to compare himself to. However, when his younger brother Abel was born, sibling rivalries were created.
(At harvest time) Cain brought to the Lord a gift of his farm produce, while Abel brought several choice lambs from the best of his flock. The Lord accepted Abel and his offering, but he did not accept Cain and his offering. This made Cain very angry and dejected.
“Why are you so angry?” the Lord asked him. “Why do you look so dejected? You will be accepted if you respond in the right way. But if you refuse to respond correctly, then watch out! Sin is waiting to attack and destroy you, and you must subdue it” (Genesis 4:4-7).
Was Abel favored over Cain? Why didn’t the Lord accept Cain’s offering? What right response was the Lord looking for?
It was by faith that Abel brought a more acceptable offering to God than Cain did. God accepted Abel’s offering to show that he was a righteous man (Hebrews 11:4).
Cain’s rejected offering was in response to his lack of faith and unrighteousness. God gave Cain an opportunity to remedy the situation; however, instead of listening to God and looking within his own heart to seek understanding of the situation, he took his anger out on his brother and killed Abel. Cain blamed Abel as the cause of the Lord’s displeasure, not himself.
God’s lesson to us is not about the material possessions we have or even in the material possessions we offer up to Him. He doesn’t care about the things of the earth or how we compare to one another. What God cares about is our own faithfulness and our own righteousness, irrespective of one another.
Each one should test his own actions. Then he can take pride in himself, without comparing himself to somebody else (Galatians 6:4).
Our goal is to stay within the boundaries of God’s plan for us (2 Corinthians 10:13).
It is easy to look at someone else and want what they have, pass judgment, or blame them for our disappointment. However, God wants each of us to take responsibility for ourselves. He gives each of us the opportunity to respond in the right way. Let us not compare our lives to others, rather let us live it according to how God guides and directs each of us individually.
Paul gives us some final counsel:
Everything else is worthless when compared with the priceless gain of knowing Christ Jesus my Lord. I have discarded everything else, counting it all as garbage, so that I may have Christ and become one with him (Philippians 3:8-9).
Source: Crosswalk
I am a highly experienced comparative individual. I have the tendency to compare anything to everything, and with the advancement of technology, I have developed this “skill” and applied it to many areas of my life.
However, this ability is not something that is always favorable in the Lord’s eyes or positive for me as a person.
“Everything is permissible"—but not everything is beneficial. "Everything is permissible"—but not everything is constructive (1 Corinthians 10:23).
Comparison shopping is useful. Tracking and comparing your personal skills and abilities to the past in order to reach higher goals is worthy. However, comparing yourself to others or what others have in a material sense is neither beneficial nor constructive.
I don’t believe I am the only one who possesses this propensity to compare.
* We compare our lives to the lives of those who are also single (or married).
* We compare where we live to where our friends live.
* We compare what we drive to what the person beside us is driving.
* We compare what we wear to what celebrities wear.
We compare how much (or how little) money we have to how much others have.
Why do we (or at least I) do these things?
When they measure themselves by themselves and compare themselves with themselves, they are not wise (2 Corinthians 10:12).
Comparison living isn’t a new way of life. In fact, we can find examples all the way back to the beginning of time.
Adam and Eve compared what they had to what they could have by eating the forbidden fruit (Genesis 3:1-7).
A rich man asked Jesus how to receive eternal life and compared what he had, had to do and had to give up to be perfect and have treasure in heaven (Matthew 19:16-21).
The disciples compared themselves to each other when they asked Jesus, “Which of us is greatest in the Kingdom of Heaven?” (Matthew 18:1).
We almost innately compare ourselves to one another. We desire what we do not have (and lack appreciation for things we have been blessed with), we judge others for what they possess, and, as a result, we don’t seek to understand God’s specific will for our own lives.
Lack of Contentment
Brewing a lack of contentment is the strategy of every major marketing department. Their goal is to convince us what we currently have is no longer acceptable (or up to date), and what they are trying to sell us is what we need. With the amount of money the average American is in debt and the discontent we seem to have in relationships, in our jobs, and in life itself, they appear to be succeeding.
I know what it is to be in need, and I know what it is to have plenty. I have learned the secret of being content in any and every situation, whether well fed or hungry, whether living in plenty or in want. I can do everything through him who gives me strength (Philippians 4:12-13).
Paul shares from a jail cell that true contentment is not dependent upon what we have or don’t have; it comes from our relationship to Jesus. If we compare what we seem to be missing to others who seem to have what we want, we will never be content. As a result, we may never realize the plans the Lord has for us individually nor appreciate the blessings that we have been given thus far.
Judging Others
A consequence of consistently comparing ourselves to those around us is the unfounded judgment of others. We see a material possession, a physical ability or a relationship that we yearn for and we draw conclusions about the person and how they were able to acquire it. We question, “Why them and not me?” We ask, “What did they do to deserve it?” We wonder, “How can we have what they have?”
Earth has nothing I desire besides you (Psalm 73:25).
King David had everything in the world a person could desire; he had power, fame, homes (palaces), influence, relationships and money. Through it all, he discovered nothing on the earth was more important or more desirable than following God. David was a man after God’s own heart, and tells us to focus our thoughts upon matters of the Lord rather than on things of the earth.
If we live our life centered on God and our relationship with Him, we will not be as quick to compare ourselves to those around us and be less likely to judge others for what they have.
Seek to Understand
Being the first child born to Adam and Eve, Cain did not have anything to compare himself to. However, when his younger brother Abel was born, sibling rivalries were created.
(At harvest time) Cain brought to the Lord a gift of his farm produce, while Abel brought several choice lambs from the best of his flock. The Lord accepted Abel and his offering, but he did not accept Cain and his offering. This made Cain very angry and dejected.
“Why are you so angry?” the Lord asked him. “Why do you look so dejected? You will be accepted if you respond in the right way. But if you refuse to respond correctly, then watch out! Sin is waiting to attack and destroy you, and you must subdue it” (Genesis 4:4-7).
Was Abel favored over Cain? Why didn’t the Lord accept Cain’s offering? What right response was the Lord looking for?
It was by faith that Abel brought a more acceptable offering to God than Cain did. God accepted Abel’s offering to show that he was a righteous man (Hebrews 11:4).
Cain’s rejected offering was in response to his lack of faith and unrighteousness. God gave Cain an opportunity to remedy the situation; however, instead of listening to God and looking within his own heart to seek understanding of the situation, he took his anger out on his brother and killed Abel. Cain blamed Abel as the cause of the Lord’s displeasure, not himself.
God’s lesson to us is not about the material possessions we have or even in the material possessions we offer up to Him. He doesn’t care about the things of the earth or how we compare to one another. What God cares about is our own faithfulness and our own righteousness, irrespective of one another.
Each one should test his own actions. Then he can take pride in himself, without comparing himself to somebody else (Galatians 6:4).
Our goal is to stay within the boundaries of God’s plan for us (2 Corinthians 10:13).
It is easy to look at someone else and want what they have, pass judgment, or blame them for our disappointment. However, God wants each of us to take responsibility for ourselves. He gives each of us the opportunity to respond in the right way. Let us not compare our lives to others, rather let us live it according to how God guides and directs each of us individually.
Paul gives us some final counsel:
Everything else is worthless when compared with the priceless gain of knowing Christ Jesus my Lord. I have discarded everything else, counting it all as garbage, so that I may have Christ and become one with him (Philippians 3:8-9).
Monday, February 2, 2009
Why Will 2009 Be Any Different?
(by Kathleen Hardaway)
Source: Crosswalk
Have you made New Year’s resolutions in the past and they didn’t last? Are you looking for something that will work, something that will help you move forward with accomplishing your goals?
What changes would you like to see happen in this New Year? During the past presidential election the most popular word used among the candidates was CHANGE. People desire change in our country and also in their own personal lives. Ask anyone, “Is there something in your life that you would like to change?” Most will easily begin giving you a list of things they would like to see changed.
How about you? What changes would you like to see happen? Have you given up on certain areas in your life? I want to encourage you: DON’T GIVE UP!
Have you ever wondered why change is so hard? I have. I think about it a lot. Certainly there are countless reasons why so many people fail at bringing about change. We’re now seeing Oprah continue in her battle with keeping her weight off. She appears to still be looking for the answers in this area in her life.
There are countless books on weight loss, exercise, financial bondage, relationships, and reaching your dreams. These subjects seem to always find themselves on the best sellers’ list. We purchase these books because these things dramatically affect our lives.
I personally own books on all of these subjects and have found them helpful. But I have also found that all the knowledge in the world on a subject will not make you change. Why? Satan has one goal for your life:
"The thief comes only to steal, kill and destroy…” (John 10:10).
Satan desires to destroy your life in any way that he can. And one of his biggest ways is to keep you discouraged. He would like for you to continue to believe thoughts like: “I will never change, I’ve always been this way, this is as good as it gets; I’ll always be single, there’s no hope for my marriage, my children.” On and on the lies flood your mind. Lies, all lies. Change these lies to “I can do all things through Christ who strengthens me” (Philippians 4:13). Cling to this verse when the fiery darts come. Stand on the fact that change is possible.
Change happens every day, with singles who find their mates, with broken marriages, with messed up teens, adolescents, and even with seniors. I have a good friend whose parents were dramatically changed and found the Lord very late in life. Change is possible for everyone, at any time.
The key to change is to recognize when Satan begins to speak his lies to you. Do you ever hear yourself say, “I’m stuck. I’ve never be able to do this before; it’s just to hard”? Do you feel stuck, as if change will never happen? Maybe you’ve never been able to make this change before. Remember, it’s never too late. We know “with God all things are possible” (Mark 10:27). Making change can be hard, but not impossible. You must believe this.
Look back over the past year at the changes you made. What are some of the good things that happened in 2008? Thank God for all that He has blessed you with this past year. I had some disappointments, but I also had some unexpected blessings. How about you?
What will make 2009 any different? Write a plan for the year. If you don’t set a target, most likely you won’t hit one.
* Begin in prayer. Set aside time to seek the Lord about what He would have you do over the next year. “If any of you lacks wisdom, let him ask of God, who gives to all generously and without reproach, and it will be given to him” (James 1:5). Be sure and ask Him.
* Make a list of three short-term goals that you want to accomplish in the next three months.
* Make a list of three things you want to accomplish in the next six months.
* Write down your Dream Goal for 2009. (Write one Dream Goal and the plans for accomplishing it.)
* Put these lists on your refrigerator, on your bathroom mirror, and on the calendar you use. If you place these goals in all three places, they will be constant reminders of the goals you desire to reach this year.
* Start a support prayer group for the year. Meet at least once a month. Encourage one another and pray for each other.
* Select the person who will be your accountability partner through this year. Give them your list of goals. Weekly go over the goals and share your progress for your first your three-month goals, then your six-month list, and your Dream Goal.
* Celebrate each goal accomplished.
* Remember that each goal is important to God. It’s important to Him how we spend our time.
“Therefore be careful how you walk, not as unwise men but as wise, making the most of your time, because the days are evil. So then do not be foolish, but understand what the will of the Lord is” (Ephesians 5:15-16).
When you sit down to watch TV, ask yourself, “Is this really the best use of my time?” Certainly there is a time to relax and possibly watch some television. But watch out, as it can be one of the biggest time wasters. Start being more conscious of how you’re spending your time.
My friend, may the Lord bless you mightily this next year. Remember, He rejoices as you’re walking in righteousness and as you’re accomplishing goals that impact His Kingdom.
“Not that I have already obtained it or have already become perfect, but I press on so that I may lay hold of that for which also I was laid hold of by Christ Jesus. Brethren, I do not regard myself as having laid hold of it yet; but one thing I d forgetting what lies behind and reaching forward to what lies ahead, I press on toward the goal for the prize of the upward call of God in Christ Jesus” (Philippians 3:12-14).
Source: Crosswalk
Have you made New Year’s resolutions in the past and they didn’t last? Are you looking for something that will work, something that will help you move forward with accomplishing your goals?
What changes would you like to see happen in this New Year? During the past presidential election the most popular word used among the candidates was CHANGE. People desire change in our country and also in their own personal lives. Ask anyone, “Is there something in your life that you would like to change?” Most will easily begin giving you a list of things they would like to see changed.
How about you? What changes would you like to see happen? Have you given up on certain areas in your life? I want to encourage you: DON’T GIVE UP!
Have you ever wondered why change is so hard? I have. I think about it a lot. Certainly there are countless reasons why so many people fail at bringing about change. We’re now seeing Oprah continue in her battle with keeping her weight off. She appears to still be looking for the answers in this area in her life.
There are countless books on weight loss, exercise, financial bondage, relationships, and reaching your dreams. These subjects seem to always find themselves on the best sellers’ list. We purchase these books because these things dramatically affect our lives.
I personally own books on all of these subjects and have found them helpful. But I have also found that all the knowledge in the world on a subject will not make you change. Why? Satan has one goal for your life:
"The thief comes only to steal, kill and destroy…” (John 10:10).
Satan desires to destroy your life in any way that he can. And one of his biggest ways is to keep you discouraged. He would like for you to continue to believe thoughts like: “I will never change, I’ve always been this way, this is as good as it gets; I’ll always be single, there’s no hope for my marriage, my children.” On and on the lies flood your mind. Lies, all lies. Change these lies to “I can do all things through Christ who strengthens me” (Philippians 4:13). Cling to this verse when the fiery darts come. Stand on the fact that change is possible.
Change happens every day, with singles who find their mates, with broken marriages, with messed up teens, adolescents, and even with seniors. I have a good friend whose parents were dramatically changed and found the Lord very late in life. Change is possible for everyone, at any time.
The key to change is to recognize when Satan begins to speak his lies to you. Do you ever hear yourself say, “I’m stuck. I’ve never be able to do this before; it’s just to hard”? Do you feel stuck, as if change will never happen? Maybe you’ve never been able to make this change before. Remember, it’s never too late. We know “with God all things are possible” (Mark 10:27). Making change can be hard, but not impossible. You must believe this.
Look back over the past year at the changes you made. What are some of the good things that happened in 2008? Thank God for all that He has blessed you with this past year. I had some disappointments, but I also had some unexpected blessings. How about you?
What will make 2009 any different? Write a plan for the year. If you don’t set a target, most likely you won’t hit one.
* Begin in prayer. Set aside time to seek the Lord about what He would have you do over the next year. “If any of you lacks wisdom, let him ask of God, who gives to all generously and without reproach, and it will be given to him” (James 1:5). Be sure and ask Him.
* Make a list of three short-term goals that you want to accomplish in the next three months.
* Make a list of three things you want to accomplish in the next six months.
* Write down your Dream Goal for 2009. (Write one Dream Goal and the plans for accomplishing it.)
* Put these lists on your refrigerator, on your bathroom mirror, and on the calendar you use. If you place these goals in all three places, they will be constant reminders of the goals you desire to reach this year.
* Start a support prayer group for the year. Meet at least once a month. Encourage one another and pray for each other.
* Select the person who will be your accountability partner through this year. Give them your list of goals. Weekly go over the goals and share your progress for your first your three-month goals, then your six-month list, and your Dream Goal.
* Celebrate each goal accomplished.
* Remember that each goal is important to God. It’s important to Him how we spend our time.
“Therefore be careful how you walk, not as unwise men but as wise, making the most of your time, because the days are evil. So then do not be foolish, but understand what the will of the Lord is” (Ephesians 5:15-16).
When you sit down to watch TV, ask yourself, “Is this really the best use of my time?” Certainly there is a time to relax and possibly watch some television. But watch out, as it can be one of the biggest time wasters. Start being more conscious of how you’re spending your time.
My friend, may the Lord bless you mightily this next year. Remember, He rejoices as you’re walking in righteousness and as you’re accomplishing goals that impact His Kingdom.
“Not that I have already obtained it or have already become perfect, but I press on so that I may lay hold of that for which also I was laid hold of by Christ Jesus. Brethren, I do not regard myself as having laid hold of it yet; but one thing I d forgetting what lies behind and reaching forward to what lies ahead, I press on toward the goal for the prize of the upward call of God in Christ Jesus” (Philippians 3:12-14).
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